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Dental Insurance – Medfield, MA

Affordable Services for Optimal Oral Health

woman with healthy smile

Have you delayed your dental appointments because you fear an unexpected bill? Visiting your Medfield dentist does not need to cost you an arm and a leg. At Hirshfield Dental Care, we deliver the personalized and comfortable services your smile needs while staying within your budget. We work with your dental insurance to reduce the amount you need to pay. This makes it easy and affordable to maintain your oral health to lower your overall dental costs.

How Dental Insurance Works

Healthy teeth and gums

During open enrollment periods, you pick a policy that best meets your needs. You then pay monthly premiums for your benefits to cover preventive services, like cleanings and checkups. Even with the best prevention, issues can still arise. After paying your annual deductible, you are given a yearly allowance to use toward the restorative treatments you need to reinstate your oral health.

Although each policy is different, your coverage may include:

  • 100% preventive care.
  • 80% minor restorative care.
  • 50% major restorative care.

At the end of the year, your policy expires. With less than 3% of Americans meeting or exceeding their annual coverage, we help you maximize your policy, so nothing is wasted at the end of the year.

Difference Between Medical Insurance and Dental Insurance

Your medical insurance is there for you after an illness or injury occurs to save you money. Dental insurance is different because it focuses on prevention to decrease your overall oral health costs. In fact, every $1 you spend on prevention can save you $8 to $50 on restorative or emergency dental treatments.

In-Network vs. Out-of-Network

Dental exam

After enrolling in your policy, you have the freedom to visit any dentist who accepts your insurance. We are proud to accept both in-network and out-of-network patients.

In-Network Coverage

dental insurance form

Your insurance carrier recommends you choose a dentist who is in their network because they have pre-negotiated rates with the dental office. At Hirshfield Dental Care, we are proud to be in-network with many leading companies, including:

  • Altus
  • BlueCross/BlueShield
  • Delta
  • Guardian

Out-of-Network Coverage

While it is recommended to visit an in-network dentist, you can go anywhere that accepts your coverage, but you need to pay the difference between the dentist’s fees and your insurance’s allowable coverage. We accept patients who are out-of-network.

Get a Healthy Smile Today!

Now, nothing needs to stand in your way of a healthy smile. Hirshfield Dental Care works on your behalf with your insurance carrier, so you have one less thing to worry about. We file the necessary claims and paperwork for reimbursement to minimize your out-of-pocket expense. We explain how your benefits are used to pay for your treatments. If there is a time when your treatments exceed your annual coverage, we explain your payment options to keep your healthy smile affordable.

If you have questions about your insurance coverage or need to schedule an appointment, do not hesitate to call us. We look forward to helping you achieve a healthy smile for discounted rates.

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